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Website: www. It is important to contact more than one solicitor or licensed conveyancer as there is no set scale of fees for conveyancing.

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You should:- check whether the figure quoted is a fixed fee or depends on how much work is involved check that the figure includes any Stamp Duty or Land Transaction Tax, search fees, land registration fees, expenses and VAT and get a breakdown of these costs find out what charges, if any, will be made if the sale falls through before contracts are exchanged.

Buying with someone else You may choose to buy your property jointly with someone else, such as your husband, wife, civil partner, partner, relative or friend. If you buy your property with someone else, you can choose to do this in one of two ways, as either: beneficial joint tenants, or tenants in common.

This is the case whether you own the freehold or leasehold of the property.

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If you are thinking about buying a property with someone else, you should get legal advice on the best type of ownership for you. Beneficial joint tenants If you own your property as a beneficial joint tenant, this means that it belongs to you and the other owner s jointly.

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You can't re-mortgage or sell the property without the agreement of all the other owner s. However if there is a dispute, an owner can apply for a court order.

As a beneficial joint tenant, you don't own specific shares in the property and you can't give away a share of the property in a will.

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If you die, your interest in the property passes automatically to the other owner s. Tenants in common If you own your property as tenants in common, this means that it belongs to you and the other owner s jointly, but that you all also own a specific share of its value.

It is up to you to decide how much each share will be. You can give away, sell or mortgage your share. If you die, your share of the property does not pass automatically to the other owner s.

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You can leave your share to whoever you like in your will. UK website at www. Steps in the legal work of buying a property Although it is impossible to give a precise idea of how long the legal work involved in buying a property takes, it is possible to offer guidelines.

From having an offer accepted to exchange of contracts can take up to seven weeks and from exchange of contracts to completion can take up to four weeks. However, if there are any problems the time taken may be longer.

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However, before the contract can be signed, your solicitor or licensed conveyancer must make sure that there are no problems with the ownership of the property, rights of way, access, earnings on the Internet at home without a deposit future developments in the area that might affect the property. The solicitor or licensed conveyancer makes the enquiries and searches as follows:- local searches. These are enquiries made to the local authority or in Northern Ireland, the appropriate government department about any matters which affect the property which involve the local authority, such as whether there is a compulsory purchase order on the property.

Local searches also include questions about any proposed changes or development in the area that might affect the property such as roads, housing, shops.

This gives information about any matter which affects the property such as tree preservation orders, if it is a listed building or in a conservation area; and enquiries made to the seller by the solicitor or, in England and Wales, a licensed conveyancer.

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These are a set of standard questions about the property, boundaries, neighbour disputes and fixtures and fittings that will remain in the property. There may also be additional questions that the solicitor or licensed conveyancer thinks are necessary, such as the transferability of guarantees for any work done on the house, for example, a damp proof course; and from the Land Registry.

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Arranging to pay the deposit Whilst the solicitor or, in England and Wales, a licensed conveyancer is making the enquiries, you should sort out how you will pay the deposit that has to be made when the contracts are exchanged. If you are also selling a house, it is usually possible to put the deposit on the property being sold towards the deposit on the property you are buying. If raising the deposit is a problem, you could consider borrowing the money for the deposit from relatives or you could try to get a bridging loan from a bank.

However, the amount of interest you will have to pay for a bridging loan will be high and you should check how much this arrangement will cost.

Discuss your options with your solicitor or licensed conveyancer. Insuring the property You should make sure that buildings insurance is arranged from the date of exchange, because once contracts have been exchanged you are responsible for the property.

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You may be able to get information on buildings insurance from your mortgage lender, solicitor or, in England and Wales, a licensed conveyancer. You and the seller each have a copy of the final contract which you must sign.

These signed contracts are then exchanged.

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At exchange of contracts both you and the seller are legally bound by the contract and the sale of the house has to go ahead. If you drop out, you are likely to lose your deposit. You should make arrangements for the supply of gas, electricity and telephone service and make sure that the seller earnings on the Internet at home without a deposit arranging for final meter readings to be made. Completion Completion of the purchase usually takes place about four weeks after exchange of contracts, although it can be earlier.

On the day agreed for completion:- the mortgage lender releases the money the deeds to the property are handed over to your solicitor or licensed conveyancer the seller must hand over the keys and leave the property by an agreed time.

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  6. Comment Synopsis With the Internet taking over and influencing a large part of our lives, especially now with the work from home and social distancing situations in place to tackle coronavirus, more people are looking to ways to earn money online to increase their financial inflows.